Online: By mail: Download the dispute form Mail the dispute form with your letter to:Įquifax Information Services LLC P.O. You can contact the nationwide credit reporting companies online, by mail, or by phone: Equifax You may choose to send your letter of dispute to credit reporting companies by certified mail and ask for a return receipt, so that you will have a record that your letter was received. You should include copies (not originals) of documents that support your position. Enclose a copy of the portion of your credit report that contains the disputed items and circle or highlight the disputed items.Request that the information be removed or corrected.Explain why you are disputing the information.Clearly identify each mistake, such as an account number for any account you may be disputing.Report confirmation number, if available.Contact information for you including complete name, address, and telephone number.If you mail a dispute, your dispute letter should include: You can also use our instructions and template letter as a guide.

You should explain in writing what you think is wrong, why, and include copies of documents that support your dispute. If you identify an error on your credit report, you should start by disputing that information with the credit reporting company (Experian, Equifax, and/or Transunion).

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